BillGuard is a finance tracker that consolidates all cards in one location. This app's strong point is that it puts the power in the users' hands. Each transaction must be approved, and suspicious transactions may be rejected. BillGuard crowd-sources merchant feedback and alerts users when they are doing business with a poorly rated merchant. Just like other finance trackers, this app breaks down spending habits and puts them in a pie chart for a summary of transactions.
Pro Strong protection against fraudulent activity
Many finance applications have this feature but BillGuard was designed to be first an applications that protects you against fraud and second finance tracker. BillGuard's data breach alert will send an alert if the application believes that a card's information has been hacked. Users can also help to report fraudulent charges to improve the service. If a gray charge is encountered, BillGuard will contact the merchant directly.
Con US support only
BillGuard is "currently limited to US credit cards and debit cards only, but our goal is to protect everyone and every bill around the globe." But if you are really interested in using BillGuard in another country then you can request that the BillGuard developers prioritize your country here.
Con Somewhat basic visuals and analytics
While other applications provide especially useful charts and graphs of income and spending, BillGuard's are somewhat basic and uninformative. The visuals consist of a simple pie chart of your spending for each month or each account and a line graph that shows the current month's transactions.