When comparing Personal Capital Finance vs You Need A Budget, the Slant community recommends You Need A Budget for most people. In the question“What are the best personal finance tracker apps for Android? ” You Need A Budget is ranked 19th while Personal Capital Finance is ranked 22nd.
Ranked in these QuestionsQuestion Ranking
Pro Is capable of linking bank and credit cards
Personal Capital Finance has an in built function to allow users to link their personal bank accounts and credit cards.
Pro Net worth and performance graphs
Net Worth allows users to see their total net worth and valuate their personal improvements.
Pro Has an online web interface that syncs with the app
Personal Capital Finance offers a web page interface for those that want to input info through a regular PC or browser, giving more flexibility and options to the user.
Pro Tracks investments and shows up to date valuations
Users can track their investments by account, asset class or individual security. These accounts are then easily comparable to other market finance benchmarks allowing the user to have an even more informed outlook of their finances and potential investments.
Pro Fantastic support, community, and training options
Pro Cloud sync to Dropbox
There is an optional cloud syn with Dropbox.
Pro Syncs all info to desktop application
This companion mobile app will sync it's data with the desktop application so users can update their info on the fly.
Pro Multiple mobile device sync
A whole family of devices can all sync to the same account. This way everyone can stay abreast of how much money is available.
Con May receive soliciting calls
Users may receive calls from Personal Capital Finance soliciting further expenses and purchased features.
Con No budgeting features
Unlike other popular finance syncing sites/app, Personal Capital Finance has no budgeting features.
Con Not a stand alone application
This app is unable to be used unless the user already owns and uses the desktop application.
Con Data must be input manually
Other apps grab information directly from banks.