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Add to SafariWhen comparing Prism vs Buckets, the Slant community recommends Buckets for most people. In the question“What are the best cross-platform budgeting apps?” Buckets is ranked 9th while Prism is ranked 13th.
Question Ranking
Pros
Pro Pay bills from one app
You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached.
Pro Prism grabs all your bills and lets you know how much is due, and when it's due
Prism connects with all of your billers and automatically notifies you when it discovers a new bill.
Pro Prism shows you all your account balances at a glance
Prism lets you check all of your account balances--checking & savings accounts, credit cards, store cards, gift cards--to help you make your decisions quickly.
Pro Supports many billers
Prism supports more billers than any other finance app out there!
Pro Beautiful, simple layout
Prism is the prettiest finance app you've ever seen. It's also quick, responsive, and simple to use.
Pro It's free
And there are no ads.
Pro Billers paid directly
When you pay in Prism, the biller is paid directly and the very same day. Many bill pay solutions have the money flow through the bill pay service, which leads to timing problems and unnecessary delays.
Pro Add your paydays
Prism lets you add your paydays in the app, and it will remind you of when (and how much) you get paid! Juggling cash flow has never been easier!
Pro Manual billers
Add a manual biller if your biller doesn't have an online payment option. Prism will remind you when those bills are due, and you can then mark those bills as paid in the app.
Pro Multiple phone/tablet support
Sync your bills and your money across any number of phones or tablets! Just add your phone number!
Pro Support
Have any questions? Prism Support is built right into the app. You can message Prism Support any time and they'll get back to you within one business day!
Pro Apple Watch
They even have an Apple Watch app!
Pro Theme your app
Change the theme of your app to whatever color your heart desires!
Pro New features
The developers are constantly adding new features, new biller support, and listening to their customers and improving the product.
Pro No monthly fee
Pro Budgeting closely integrated
While not perfect, the Buckets is the only offline budgeting desktop application which has budgeting as front-and-center as YNAB 4, and the developer is continually working on it, so hopefully it will be improved further.
Pro Untimed, free trial
Evaluate the app for as long as you need prior to purchasing.
Pro Syncs with your bank
Allows you to write private macros and import data securely from your bank.
Pro Import from YNAB4 Budget
You can upload your YNAB4 budget and you are ready to go.
Pro Imports Amazon transactions
This program will import and reconcile Amazon transactions.
Cons
Con Check Number/Transaction ID is not available
If you have checks or transaction IDs, you are forced to used the Memo field which is over used for memos and/or payees.
Con No payee field
The "memo" field is over used as a payee field within the program. If you use the "memo" for payee, you cannot have any other description of the transaction. If you use the "memo" for a memo, you cannot track the payee.
