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Add to SafariWhen comparing Prism vs GnuCash, the Slant community recommends GnuCash for most people. In the question“What are the best cross-platform budgeting apps?” GnuCash is ranked 1st while Prism is ranked 13th. The most important reason people chose GnuCash is:
GnuCash supports Linux, OSX and Windows and is also free on those platforms.
Question Ranking
Pros
Pro Pay bills from one app
You can pay bills directly in the Prism app, with the swipe of a finger, in seconds! You no longer need to log in to different websites! The biller is paid directly, so there are no delays, no fees, and no strings attached.
Pro Prism grabs all your bills and lets you know how much is due, and when it's due
Prism connects with all of your billers and automatically notifies you when it discovers a new bill.
Pro Prism shows you all your account balances at a glance
Prism lets you check all of your account balances--checking & savings accounts, credit cards, store cards, gift cards--to help you make your decisions quickly.
Pro Supports many billers
Prism supports more billers than any other finance app out there!
Pro Beautiful, simple layout
Prism is the prettiest finance app you've ever seen. It's also quick, responsive, and simple to use.
Pro It's free
And there are no ads.
Pro Billers paid directly
When you pay in Prism, the biller is paid directly and the very same day. Many bill pay solutions have the money flow through the bill pay service, which leads to timing problems and unnecessary delays.
Pro Add your paydays
Prism lets you add your paydays in the app, and it will remind you of when (and how much) you get paid! Juggling cash flow has never been easier!
Pro Manual billers
Add a manual biller if your biller doesn't have an online payment option. Prism will remind you when those bills are due, and you can then mark those bills as paid in the app.
Pro Multiple phone/tablet support
Sync your bills and your money across any number of phones or tablets! Just add your phone number!
Pro Support
Have any questions? Prism Support is built right into the app. You can message Prism Support any time and they'll get back to you within one business day!
Pro Apple Watch
They even have an Apple Watch app!
Pro Theme your app
Change the theme of your app to whatever color your heart desires!
Pro New features
The developers are constantly adding new features, new biller support, and listening to their customers and improving the product.
Pro Multi-platform and free
GnuCash supports Linux, OSX and Windows and is also free on those platforms.
Pro Double entry accounting
By fully using the double entry accounting features in GnuCash, you can know (for example) not only that you spent $25 at Hugemart but that you spent $13 on groceries, $2 on disinfecting wipes, and $5 on motor oil. Later on, you can use data from that transaction and others to find out how much you're spending each month on food, home supplies, and car maintenance, along with other expense categories.
Pro Investment support
Pro Small business accounting
Pro Auto backup
GnuCash has auto backup settings so users can set it and forget it.
Pro Easily set up
GnuCash walks the user through setting up their accounts making setup extremely easy for new users.
Cons
Con Report customization is complex and difficult
Setting the options for existing reports requires use of a multi-tab interface with poor usability. Creating new reports requires programming that will be beyond the abilities (or desire to spend time and effort) of many users.
Con Double entry accounting may be confusing or difficult for non business owners
For those that are unfamiliar with double entry bookkeeping it may be difficult to understand making using GnuCash a bit confusing on how it works.
