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Add to SafariWhen comparing Mint vs HomeBank, the Slant community recommends Mint for most people. In the question“What are the best cross-platform budgeting apps?” Mint is ranked 3rd while HomeBank is ranked 8th. The most important reason people chose Mint is:
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
Question Ranking
Pros
Pro All accounts in one place
Mint can handle banking accounts, saving accounts, credit cards, etc. It consolidates all your accounts together so you do not need to put work into following multiple accounts.
Pro Organizes budget into categories
Mint splits your spending into different categories, such as gas or fast food, so you can see where you're spending too much money or how much you need to budget for.
Pro Alerts
Mint can be set to alert you to various events such as upcoming bills, or low balances on any accounts. It can be set to alert you from the app, through email or by text message. In addition you can sign up to recieve monthly emails about your money and ways to improve your budget.
Pro Easy to learn how to use with user friendly features
HomeBank uses an easier input interface as well as offers a bunch of different transaction filters and reporting tools.
Pro Easy to install on Linux, no matter the distro
HomeBank offers prebuilt packages for many of the major Linux distributions meaning users do not have to wait for their distros repo to add or update the app and can just install or update when they like.
Cons
Con Not international
Only works for US & Canada banks, and even then there are banks (like EQ Bank) that have actively blocked access to Mint.
Con Online only
It does not work offline.
Con Unsafe
With very few exceptions, Mint isn't just syncing your data over, but is using your username and password to log directly into the bank website. Banks will not reimburse for any fraud or stolen funds that may result from this, or may use Mint as an excuse to not reimburse for charges or stolen funds that occur from other causes.
Con Categories organization not flexible
Con The budgeting part has too many bugs
Con Very complicated tool
Of course, it's powerful but also very complicated. Some would prefer tools which are less robust, has less features but are a lot easier.
Con Does not have full import compatability
HomeBank does not fully support importing exports from other banking software.
Con Setup time takes a while
Setup, especially when there are multiple accounts takes a while to get done.
